<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class="">Because of this conversation I just called my agent. The house is covered, but there is the deductible. I will also be looking into getting the ARRL insurance, though I don’t have a lot. Additionally, the damage might be isolated to your equipment. reading is that the ARRL charges you as a fraction of the value of your actual equipment, so it could be pennies if you, like me, don’t have a lot of high value equipment. It would certainly help get me back on the air. <div class="">Mark</div><div class="">N5PRD<br class=""><div><br class=""><blockquote type="cite" class=""><div class="">On May 27, 2021, at 10:30 AM, Karl Bernard via BVARC <<a href="mailto:bvarc@bvarc.org" class="">bvarc@bvarc.org</a>> wrote:</div><br class="Apple-interchange-newline"><div class=""><div dir="ltr" class=""><div class="gmail_default" style="font-size:small">I recommend ARRL insurance - very affordable:</div><div class="gmail_default" style="font-size:small"><a href="https://www.arrlinsurance.com/" class="">https://www.arrlinsurance.com/</a><br class=""></div><div class="gmail_default" style="font-size:small"><br class=""></div><div class="gmail_default" style="font-size:small">I just recently signed up, but I bought it after speaking to someone that had made 2-3 claims on it over the years and they paid out with no fuss every time.</div><div class="gmail_default" style="font-size:small"><br class=""></div><div class="gmail_default" style="font-size:small">Karl</div><div class="gmail_default" style="font-size:small">W5KMB</div></div><br class=""><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Wed, May 26, 2021 at 7:16 PM Keith Dutson via BVARC <<a href="mailto:bvarc@bvarc.org" class="">bvarc@bvarc.org</a>> wrote:<br class=""></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div class=""><div style="font-family:"Helvetica Neue",Helvetica,Arial,sans-serif;font-size:13px" class=""><div class=""></div>
<div dir="ltr" class="">Some useful info in this post, but shows lack of facts. For example, it is well known and documented that lightning can strike from cloud to ground and vice versa.</div><div dir="ltr" class=""><br class=""></div><div dir="ltr" class="">My station has been damaged by lightning several times. The worst damage was in May, 2019, when a large bolt struck my 150 foot tower. This was witnessed by my daughter and her husband who were outside at the time. The station furniture in the shack was being moved at that time and there were no antennas connected. However, all units were plugged into power and connected to computers. ALL computers and transceivers were destroyed, and the linear amplifiers were damaged in the power supply section. There were several signs of lightning flashover at signal and power connections. I was standing in the shack at the time of the strike, and there was no sound, but it felt like the time in military basic <span class=""><span style="font-family: "Helvetica Neue", Helvetica, Arial, sans-serif;" class="">combat </span></span>training where I felt the concussion of dynamite blasts.</div><div dir="ltr" class=""><br class=""></div><div dir="ltr" class="">Now I have relay controlled disconnect of power and antennas for all stations. The disconnect grounds antennas and rigs.</div><div dir="ltr" class=""><br class=""></div><div dir="ltr" class="">I did collect insurance. The claim was for about $25,000, and I got about $22,000 after deductible.</div><div dir="ltr" class=""><br class=""></div><div dir="ltr" class="">73, Keith NM5G</div><div class=""><br class=""></div>
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On Wednesday, May 26, 2021, 09:40:06 AM CDT, Will Gray via BVARC <<a href="mailto:bvarc@bvarc.org" target="_blank" class="">bvarc@bvarc.org</a>> wrote:
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<div class=""><div id="gmail-m_-6374392891590705745yiv4217681918" class=""><div dir="ltr" class="">There are lots of books on the subject and plenty of examples visible around major electrical installations of how to prevent damage by lightning. Lightning occurs when there is a large charge difference present, normally caused by rain carrying electrons from clouds to ground. If there is no path to deplete the charge and when the charge is great enough, the electrons go back to the more positively charged area of the clouds above. The strike is from ground to cloud. The use of several ground rods tied together and connected to power grounds, water pipes, gas pipes, and the antenna system tends to deplete the charge to the earth, preventing the strike. Unplug, disconnect and ground your equipment. During an electrical storm stay away from doors, windows and chimneys. Get in your vehicle and close the doors.<div class=""><br class=""></div><div class="">Safety!</div><div class="">Will Gray, KB7QL<br clear="all" class=""><div class=""><br class=""></div></div></div>
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